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HTTP Error 404 - File or directory not found.
Internet Information Services (IIS)

Technical Information (for support personnel)

  • Go to Microsoft Product Support Services and perform a title search for the words HTTP and 404.
  • Open IIS Help, which is accessible in IIS Manager (inetmgr), and search for topics titled Web Site Setup, Common Administrative Tasks, and About Custom Error Messages.

Long Term Disability Benefits

Insurance Carrier

 Principal Life Insurance Company
(Effective 6/1/06)

Monthly Income Benefit

 60% of monthly base salary

Maximum Monthly Benefit

 $10,000

Elimination Period

 90 Calendar Days

Benefit Periods

 Social Security Normal Retirement Age (SSNRA) before age 62 (varies for 62 or older). Includes maternity. Two year limitation on benefits for mental health disorders and substance abuse, unless hospital confined at the end of the 24 month period.

Benefit Offsets

 Primary Social Security benefits; disability or retirement (under 70). Workers' Compensation.

Annual Cost of Living Adjustment

 3%

Minimum Benefits for Total Disability

 Greater of 10% of benefit or $100

Total Disability

Class I

 Own occupation to SSNRA

Class II

 Own occupation for 24 months. Unable to perform material and substantial duties of own occupation or unable to earn more than 80% of pre-disability earnings.

Pre-Existing Conditions

 Preexisting condition if care sought or treatment provided within 6 months before effective date. Benefits are payable after participant has gone treatment free for 12 months or been insured on the plan for 24 months, whichever occurs first.

Monthly Annuity Premium Benefit

 8% of indexed earnings credited to TIAA-CREF annuities, if eligible, and participating in the Deferred Contribution Plan.

Partial / Rehabilitative Disability Benefit

 Return to work on part-time basis, when earning more than 20% of indexed pre-disability earnings. First 12 months, no offset unless earnings combined with benefits exceed 100% indexed pre-disability earnings. Thereafter, proportionate replacement based on formula that includes "return to work" compensation. Proportionate loss formula also applies to annuity benefit.

Survivor Benefit

 Equal to 3 months of the gross monthly benefit.

Conversion

 Not Available

 

Last Modified: 09/01/2011 19:50:38 by content editor